Some lenders check your sources of employment and income security before agreeing to refinance.

The status of a consumer credit, employment status, history of payment of the mortgage, and the amount of money refinanced determines a refinance mortgage rates.

Why do not you take the chance now to get a house in sunny California? Get this expensive mortgage on your back now and move to a California refinance allowing stability and security - the fixed rate mortgage.

-The difference between the interest rate you pay now and the mortgage interest rate.

You can usually qualify with a higher relative income if you are able to make a larger down payment and / or if your credit rating is good enough debt.

The rest of us want to know who got the best solution with the least amount of work, so we can get on with our lives.